Installment Payment Options

Understanding Our Installment Payment Options and Why Financing Requests May Be Declined

At INMOTION, we strive to provide flexible payment solutions to make your purchase easier and more convenient. That’s why we offer popular installment options such as Klarna and Afterpay, allowing you to spread the cost of your electric unicycle or scooter over time.

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Our Installment Payment Options

• Klarna: Pay in 4 interest-free installments, or choose longer-term financing based on your credit approval.
• Afterpay: Split your purchase into 4 equal payments over six weeks, with no interest or fees if paid on time.

Both options offer a seamless checkout experience and help you manage your budget without paying the full amount upfront.

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Why Might a Financing Request Be Declined?

While these services aim to approve most requests quickly, there are several common reasons why a payment or financing application might be declined:

• Credit Assessment: Klarna and Afterpay perform soft credit checks. If your credit profile doesn’t meet their criteria, approval may be denied.
• Purchase Amount Limits: There are minimum and maximum order amounts for financing eligibility. Orders outside these limits may be declined.
• Outstanding Balances: Previous unpaid balances with these services can impact your approval chances.
• Eligibility Requirements: Age, residency, and identification requirements must be met to qualify.
• Multiple Applications: Applying multiple times in a short period can affect approval.
• Technical Issues: Errors in entering billing information or system glitches can cause declines.

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What Can You Do?

• Ensure your billing and personal information is accurate and up to date.
• Clear any outstanding payments on your Klarna or Afterpay accounts.
• Review your credit report to identify potential issues.
• Contact Klarna or Afterpay directly if you believe a decline was an error.
• Use alternative payment methods if financing is unavailable.

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If you have any questions about our payment options or need assistance, please contact our customer service team. We are here to help you complete your purchase smoothly.